USD · You send
INR · They receive
General Definitions
When sending funds across borders, the term "recipient" refers to the final beneficiary receiving the funds. A transaction may involve multiple processing steps or settlement layers depending on the payment route and infrastructure used.
Transfer Processing & Infrastructure
AtomX leverages advanced infrastructure, including blockchain-based settlement for cross-border transfers, to enable near real-time processing. We prioritize the use of real-time local payment rails for both fund collection and disbursement wherever available, enhancing speed and efficiency across the transaction lifecycle.
Transaction Timing & Dependencies
While transactions are typically processed in near real time, actual delivery times may vary based on local banking systems, destination country infrastructure, bank operating hours, holidays, and time zone differences. Any delays are primarily driven by these external factors.
Fees & Exchange Rates
Exchange rates and applicable fees are determined at the time of transaction. Rates and charges may vary based on market conditions, destination, and transaction parameters. All applicable fees and rates will be displayed prior to confirmation.
Recipient Information & Credit
Transfers are processed based on the recipient details provided by the sender. Please ensure all information is accurate and complete, as funds will be credited to the account corresponding to the details submitted.
Limits & Service Conditions
Transaction limits and processing conditions may vary depending on the destination corridor, payment method, and applicable regulatory requirements.
Important Notice
Final delivery times and transaction outcomes may be influenced by factors beyond AtomX's control, including third-party banking systems and local regulatory environments.