AtomX Pay Inc. (United States) and AtomX Pay Private Limited (India) (collectively, "AtomX Pay," "we," "us," or "our") are committed to protecting your privacy and safeguarding your personal information.
This Privacy Policy describes how we collect, use, disclose, protect, retain, and transfer personal information when you visit our website, use our mobile application, interact with our APIs, or use our financial services (the "Services").
By accessing or using our Services, you acknowledge that you have read and understood this Privacy Policy.
01 Scope of This Policy
This Privacy Policy applies to:
- Individual customers
- Business and institutional customers
- Authorized representatives of corporate accounts
- Recipients of transfers processed through our Services
- Website and mobile application users
- Former customers whose information we retain for legal or regulatory reasons
"Personal Information" means information that identifies, relates to, describes, or can reasonably be linked to an identifiable individual. This Policy does not apply to third-party websites or services that we do not control.
02 Categories of Personal Information We Collect
We collect personal information necessary to provide regulated financial services, maintain platform security, and comply with legal obligations.
2.1 Information You Provide to Us
(a) Identification Information
Full name, address, email, phone number, date of birth, nationality, and government-issued IDs (passport, driver's license, PAN/SSN).
(b) Sensitive Personal Information
Financial account numbers, biometric identifiers (for verification), and sanctions screening results.
(c) Financial and Transaction Information
Wallet addresses, stablecoin transaction data, blockchain hashes, bank details, and source/destination of funds.
2.2 Information Collected Automatically
When you use our Services, we automatically collect device information (IP address, browser type), usage data, and general geographic location.
03 How We Use Personal Information
- Providing Services: Registering accounts, processing payments, and facilitating transfers.
- Verification: KYC/AML checks and sanctions screening.
- Compliance: Complying with legal obligations and reporting requirements.
- Security: Fraud prevention and risk management.
- Communications: Transaction confirmations and service announcements.
04 Lawful Bases for Processing
We process personal information based on performance of a contract, legal obligations, legitimate business interests, and consent where required.
06 International Data Transfers
Due to the global nature of our services, information may be transferred across borders with appropriate safeguards in place.
07 Data Retention
We retain personal information for the duration of your account relationship and for minimum statutory periods (typically 5–7 years) as required by law.
08 Your Privacy Rights
Depending on your jurisdiction, you may have rights to access, correct, delete, or object to the processing of your personal information. Contact us at support@atomxpay.com to exercise these rights.